With the KS State Bank you get, interest compounded quarterly, it is available as collateral for loans.
KS State Bank is an internet bank with branch and ATM locations in Kansas, Arizona, Minnesota, and Missouri be sure to check out the closest location to you ( locator). For those of you who are interested in making a higher APY rate, KS State Bankis offering CDs with up to a 2.40% APY CD Rates.